Credit Card Fraud Lawyers

Our digital computer age has made life simpler and more convenient for millions of people, but this convenience has enabled minor mistakes to multiply into traumatic and life-changing situations in a heartbeat.  The availability of credit and credit cards combined with slowly degrading mail delivery and sorting standards can create ample opportunity for accidents to occur.

Credit fraud is a complex area of law that can involve both state and federal prosecutions by authorities who are increasingly emphasizing their determination to prioritize this crime. It’s impossible to not read or watch media accounts of stolen identity horrors portrayed in the nation’s newspapers and television outlets as well as internet sites. Ironically, prosecutors say that computers have become the most important tool in the hands of those perpetrating these types of crimes. Because of the national outrage over identity theft credit fraud penalties are increasing in terms of fines and sentences and judges are less likely to show leniency in cases in which victims of credit fraud present tragic testimony about having to piece their financial lives back together. These factors are among the most important to consider if you learn that you are being investigated for credit fraud or have been charged with the crime.

It is also imperative that you contact an experienced attorney as soon as possible because the charges that may be brought against you can spiral upward from misdemeanors into serious, multiple felony charges that carry stiff prison sentences. In some credit fraud cases there may not even be a violation of identity theft. It is not uncommon to be charged with credit fraud if you have used a credit card in your own name that has been revoked or canceled. There are very defensible options in such cases which involve paperwork between you and the banks and whether proper procedures and notifications were observed.

Credit card fraud can involve direct transactions with a bank, the illegal production of fictitious credit cards and the unauthorized use of stolen credit cards. Credit card fraud can also be charged when personal identity information is stolen to apply for credit cards in someone else’s name.

Identity theft can also cause innocent people to experience the headache and hassle of credit card fraud.  Modern technology provides the means to steal an identity and commit all manner of crimes should your credit information fall into the wrong hands.  Credit card fraud has become one of the most common crimes, and law enforcement experts believe that thousands more innocent people will be accused of these crimes in the years to come.

It is the right of every American to have a solid defense against any criminal charge, regardless of the crime or evidence.  You risk your freedom, your finances, and your livelihood if you do not act quickly and get the best defense available to you.

If you are facing credit card fraud charges, contact a criminal defense lawyers to review your case today!

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