Insurance Fraud Lawyers

Insurance is a fact of life for anyone who wants to participate as a full member of society. Car insurance, homeowner’s insurance, earthquake insurance, medical insurance, and life insurance are just some of the more common necessities, and many people rarely consider their coverage until a disaster strikes.

Insurance Fraud can include false claims involving automobiles, personal injury claims and residential insurance claims. Deliberate arson, elevated disaster relief claims and staged car accidents are all examples of insurance fraud. Insurance fraud can also stem from confusion over policy limits and coverage, and most people who much call upon their insurance are in a vulnerable and emotionally confused state, otherwise, why would they be seeking insurance reimbursement?

Unfortunately, insurance fraud frequently occurs due to innocent mistakes that stem from the failure of policyholders to properly understand their coverage and act accordingly. The enormous amount of paperwork involved in even the most basic policy is designed to overwhelm consumers, and insurance companies count on your ignorance to sometimes use your own policy against you. Furthermore, insurance companies are notoriously litigious, and they will attempt to prosecute what may seem to be minor oversights in judgment or bookkeeping.

Most people are overwhelmed when they are faced with the possibility of being charged with insurance fraud. The first step in most cases is for insurance companies to flood you with requests for documentation, statements, medical examinations, receipts and other paperwork that they may use against you. Threats and demands can follow and civil or criminal charges may be instituted. Frequently, people who find themselves in this boat wind up being so far behind the eight-ball from the start that they may wind up facing allegations of wrongdoing that they never committed. Insurance companies have huge teams of investigators, lawyers and support staff who use those resources to intimidate the individual policyholder. In the event of criminal activity in insurance fraud the same holds true for the offices of state and federal prosecutors.